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<p style="text-align:center">
    <strong><span style="font-size:24px;font-family:宋体">借款协议</span></strong>
</p>

<p style="text-align:right">
    <strong><span style="font-size:15px;font-family:宋体">合同编号：</span></strong><strong><span
        style="font-size:16px">[${investOrder!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">甲方</span></strong><strong><span style="font-size:19px">(</span></strong><strong><span
        style="font-size:19px;font-family:宋体">借款方</span></strong><strong><span
        style="font-size:16px">):[${borrower.realName!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">用户名</span></strong><strong><span
        style="font-size:16px">:[${borrower.username!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">证件号：</span></strong><strong><span
        style="font-size:16px">[${borrower.identifyCard!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:16px">&nbsp;</span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">乙方（投资方）：</span></strong><strong><span
        style="font-size: 15px">[${lender.realName!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">用户名</span></strong><strong><span
        style="font-size:15px">:[${lender.username!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">证件号：</span></strong><strong><span
        style="font-size:16px">[${lender.identifyCard!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}] &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></strong>
</p>

<p>
    <strong><span style="font-size:16px">&nbsp;</span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">丙方</span></strong><strong><span style="font-size:19px">(</span></strong><strong><span
        style="font-size:19px;font-family:宋体">平台服务商</span></strong><strong><span
        style="font-size:19px">):</span></strong><strong><span style="font-size:19px;font-family:宋体">浙江恩诚网络科技有限公司</span></strong><strong><span
        style="font-size:19px"> </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">地址</span></strong><strong><span style="font-size:19px">: </span></strong><strong><span
        style="font-size:19px;font-family:宋体">浙江省杭州市下城区建国北路</span></strong><strong><span
        style="font-size:19px">658</span></strong><strong><span
        style="font-size:19px;font-family:宋体">号海华广场</span></strong><strong><span
        style="font-size:19px">1801</span></strong><strong><span style="font-size:19px;font-family:宋体">室</span></strong><strong><span
        style="font-size:19px"> </span></strong>
</p>

<p>
    <strong><span style="font-size:19px">&nbsp;</span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">丁方（担保方）：</span></strong><strong><span
        style="font-size: 16px">[${guarantor.enterpriseFullName!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">证件号</span></strong><strong><span
        style="font-size: 16px">[${guarantor.businessLicense!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ] </span></strong>
</p>

<p>
    <strong><span style="font-size:19px;font-family:宋体">地址：</span></strong><strong><span
        style="font-size:16px">[${guarantor.address!'&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;'}
    ]</span></strong>
</p>

<p>
    <span style="font-size:16px">&nbsp;</span>
</p>

<p style="line-height:27px">
    <span style="font-size:16px">1. </span><span style="font-size:16px;font-family:宋体"> 鉴于：</span><span style="font-size:16px"> </span>
</p>

<p style="line-height:27px">
    <span style="font-size:16px">1.1 </span><span style="font-size:16px;font-family:宋体">丙方提供汇诚金服平台（互联网域名为</span><span
        style="font-size:16px">http://www.hcjinfu.com/</span><span style="font-size:16px;font-family:宋体">，“汇诚金服”）</span><span
        style="font-size:16px"> </span>
</p>

<p style="line-height:27px">
    <span style="font-size:16px">1.2 </span><span style="font-size:16px;font-family:宋体">甲方、乙方、丁方均已在丙方平台注册，同意遵守丙方平台的各项行为准则，在充分阅读理解本文本情</span>
    <span style="font-size:16px;font-family:宋体">形下本着诚信自愿原则签订本《借款协议》。</span>
</p>

<p style="line-height:27px">
    <span style="font-size:16px">1.3 </span><span
        style="font-size:16px;font-family:宋体">丁方为甲方该笔借款向乙方提供不可撤销连带责任保证。</span><span style="font-size:16px"> </span>
</p>

<p style="line-height:27px">
    <span style="font-size:16px;font-family:宋体">2. 现各方根据平等、自愿的原则，达成本协议如下：</span><span style="font-size:16px"> </span>
</p>

<p style="line-height:27px">
    <span style="font-size:16px">2.1 </span><span style="font-size:16px;font-family:宋体">借款金额及期限</span><span
        style="font-size:16px"> </span>
</p>

<p style="line-height:27px">
    <span style="font-size:16px;font-family:宋体">2.1.1 甲方同意通过汇诚金服平台向乙方借款如下，乙方同意通过汇诚金服平台向甲方发放该借款：</span>
</p>

<p>
    <span style="font-size:16px">&nbsp;</span>
</p>

<p>
    <span style="font-size:16px">&nbsp;</span>
</p>

<p style="font-size:14px;font-family:宋体">

<div style="float:left;width:120px;">
    <p style="margin-right:9px;">借款本金(小写)</p>
</div>
<div style="float:left;width:140px;">
    <p style="margin-right:9px;">借款本金(大写)</p>
</div>
<div style="float:left;width:100px;">
    <p style="margin-right:9px;">借款年利率</p>
</div>
<div style="float:left;width:90px;">
    <p style="margin-right:9px;">还款方式</p>
</div>
<div style="float:left;width:90px;">
    <p style="margin-right:9px;">还款期数</p>
</div>
<div style="float:left;width:120px;">
    <p style="margin-right:9px;">借款日期</p>
</div>
</p>
<p style="font-size:14px;font-family:宋体">
<div style="float:left;width:120px;">
<p style="margin-right:9px;"><#if lendItem.lowercaseAmount??>${lendItem.lowercaseAmount}元</#if></p>
</div>
<div style="float: left;width:140px;">
    <p style="margin-right:9px;">${lendItem.uppercaseAmount!}</p>
</div>
<div style="float: left;width:100px;">
    <p style="margin-right:9px;">${lendItem.rate}%</p>
</div>
<div style="float: left;width:90px;">
    <p style="margin-right:9px;"> <#switch lendItem.itemRepayMethod>
        <#case 1>一次性还款<#break>
        <#case 2>等额本息<#break>
        <#case 3>先息后本<#break>
        <#case 4>每日付息<#break>
        <#default>
    </#switch></p>
</div>
<div style="float: left;width:90px;">
    <p style="margin-right:9px;"> ${lendItem.period}</p>
</div>
<div style="float: left;width:120px;">
    <p style="margin-right:9px;"><#if lendItem.startingTime??>${lendItem.startingTime?string("yyyy年MM月dd日")}</#if></p>
</div>
</p>
<p>
    <span style="font-size:16px">&nbsp;</span>
</p>

<p>
    <span style="font-size:16px;font-family:宋体">还款计划</span><span style="font-size:16px">&nbsp; </span>
</p>

<p style="font-size:14px;font-family:宋体">

<div style="float:left;width:120px;">
    <p style="margin-right:9px;">序号</p>

</div>
<div style="float:left;width:140px;">
    <p style="margin-right:9px;">还款日期</p>

</div>
<div style="float:left;width:100px;">
    <p style="margin-right:9px;">还款本金</p>
</div>
<div style="float:left;width:90px;">
    <p style="margin-right:9px;">还款利息</p>
</div>
<div style="float:left;width:90px;">
    <p style="margin-right:9px;">还款金额</p>
</div>
</p>
    <#list collectList as collect>
    <p style="font-size:14px;font-family:宋体">

    <div style="float:left;width:120px;">
        <p style="margin-right:9px;"> ${collect_index+1}</p>
    </div>
    <div style="float: left;width:140px;">
        <p style="margin-right:9px;"><#if collect.collectTime??>${collect.collectTime?string("yyyy年MM月dd日")}</#if></p>
    </div>
    <div style="float: left;width:100px;">
        <p style="margin-right:9px;"> <#if collect.collectPrincipal??>${collect.collectPrincipal}元</#if></p>
    </div>
    <div style="float: left;width:90px;">
        <p style="margin-right:9px;"><#if collect.collectInterest??>${collect.collectInterest}元</#if></p>
    </div>
    <div style="float: left;width:90px;">
        <p style="margin-right:9px;"><#if collect.collectAmount??>${collect.collectAmount}元</#if></p>
    </div>
    </p>
    </#list>

<p>
    <br/>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2 </span><span style="font-size:16px;font-family:宋体">逾期还款</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2.1 </span><span style="font-size:16px;font-family:宋体">若甲方逾期仍未还款</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">甲方除向乙方支付正常利息以外</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">还应每天向乙方支付逾期罚息</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">金额为未偿还本息的千分之一</span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">。</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2.2 </span><span style="font-size:16px;font-family:宋体">甲方同意，其逾期还款造成乙方因此支付的费用</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">包括但不限于律师费</span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">由甲方承担。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2.3 </span><span style="font-size:16px;font-family:宋体">甲方同意，如甲方逾期未偿还任何一期还款，丙方有权采取以下措施之一项或几项</span><span style="font-size:16px">: </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2.3.1</span><span style="font-size:16px;font-family:宋体">将甲方的有关身份资料及其他个人信息通过丙方“逾期黑名单”类栏目对外公开；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2.3.2</span><span style="font-size:16px;font-family:宋体">将甲方的有关身份资料及其他个人信息正式备案在“不良信用记录”</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">列入全国个人信用评级体系的黑名单；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2.3.3</span><span style="font-size:16px;font-family:宋体">对甲方采取法律措施</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">由此所产生的所有法律后果将由甲方来承担。乙方同意授权并支持丙方采取以上措施。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.2.7 </span><span style="font-size:16px;font-family:宋体">甲方和乙方及丁方均同意，如甲方未能按时偿还借款本息超过</span><span style="font-size:16px">1</span><span style="font-size:16px;font-family:宋体">日的，乙方有权解除本合同，则丁方依据网站保障计划于</span><span style="font-size:16px">7</span><span style="font-size:16px;font-family:宋体">日内向乙方承担担保责任。乙方承担担保责任后，即享有对甲方的追偿权，，而甲方应在乙方承担担保责任后</span><span style="font-size:16px">1</span><span style="font-size:16px;font-family:宋体">日内向乙方清偿全部债务，逾期偿还的，丁方有权向乙方收取每日千分之一的逾期付款违约金，同时乙方需承担丁方因此产生的所有费用（包括但不限于诉讼费、律师费、催讨费、差旅费等实现债权的费用）。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3 </span><span style="font-size:16px;font-family:宋体">借款的支付和还款方式</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3.1 </span><span style="font-size:16px;font-family:宋体">乙方在同意向甲方出借相应款项时</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">已委托丙方在本借款协议成立时将该笔借款直接划付至甲方帐户。</span><span style="font-size:16px"> <span style="text-decoration:underline;"></span></span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3.2 </span><span style="font-size:16px;font-family:宋体">甲方已委托丙方将还款直接划付至乙方帐户。</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.3.3 </span><span style="font-size:16px;font-family:宋体">甲方、乙方、丁方均同意，丙方接受甲方、乙方、丁方委托所采取的划付款项行为，所产生的法律后果均由相应委托方甲方、乙方、丁方自行承担。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.4 </span><span style="font-size:16px;font-family:宋体">本协议的履行地为丙方的所在地</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">浙江省杭州市西湖区</span><span style="font-size:16px">). </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.5 </span><span style="font-size:16px;font-family:宋体">丁方保证范围</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.5.1 </span><span style="font-size:16px;font-family:宋体">丁方保证范围：借款本金、利息（包括正常利息及罚息等）、违约金、损害赔偿金和实现债权的一切费用，包括但不限于律师费、催讨差旅费和其他合理费用；保证期限：借款期限届满之日起两年。</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.6 </span><span style="font-size:16px;font-family:宋体">提前到期和提前偿还</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.6.1 </span><span style="font-size:16px;font-family:宋体">各方同意</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">若甲方出现如下任何一种情况</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">则本协议项下的全部借款视为提前到期</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">甲方在收到丙方发出的借款提前到期通知后，应于</span><span style="font-size:16px">1</span><span style="font-size:16px;font-family:宋体">日内清偿全部本金、利息、逾期利息及根据本协议产生的其他全部费用：</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.6.1.1</span><span style="font-size:16px;font-family:宋体">甲方因任何原因逾期支付任何一期利息或本金还款超过</span><span style="font-size:16px">1</span><span style="font-size:16px;font-family:宋体">天的；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.6.1.2</span><span style="font-size:16px;font-family:宋体">甲方的工作单位、职务或住所变更后，未在</span><span style="font-size:16px">30</span><span style="font-size:16px;font-family:宋体">天内通知丙方的；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">2.6.1.3</span><span style="font-size:16px;font-family:宋体">甲方发生影响其清偿本协议项下借款的其他不利变化，未在</span><span style="font-size:16px">7</span><span style="font-size:16px;font-family:宋体">天内通知丙方的。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3. </span><span style="font-size:16px;font-family:宋体">法律适用和管辖</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">3.1 </span><span style="font-size:16px;font-family:宋体">本协议的签订、履行、终止、解释均适用中华人民共和国法律</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">并由协议履行地的浙江省杭州市西湖区人民法院管辖。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">4. </span><span style="font-size:16px;font-family:宋体">特别条款</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">4.1 </span><span style="font-size:16px;font-family:宋体">甲方保证，甲方的借款用于合法用途，不将所借款项用于任何违法活动</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">包括但不限于赌博、吸毒、贩毒、卖淫嫖娼等</span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">及一切高风险投资</span><span style="font-size:16px">(</span><span style="font-size:16px;font-family:宋体">如证券期货、彩票等</span><span style="font-size:16px">)</span><span style="font-size:16px;font-family:宋体">。如甲方违反前述保证或有违反前述保证的嫌疑，则乙方有权采取下列措施：</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">4.1.1 </span><span style="font-size:16px;font-family:宋体">宣布提前收回全部借款；</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">4.1.2 </span><span style="font-size:16px;font-family:宋体">乙方向公安等有关行政机关举报</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">追回此款并追究甲方的刑事责任，乙方和甲方均同意并授权丙方采取前述措施。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">4.2 </span><span style="font-size:16px;font-family:宋体">甲方和乙方均不得利用丙方平台进行信用卡套现和其他洗钱等不正当交易行为</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">若有发现，丙方有权向公安等有关行政机关举报</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">追究其相关法律责任。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5. </span><span style="font-size:16px;font-family:宋体">其他</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.1 </span><span style="font-size:16px;font-family:宋体">本协议采用电子文本形式制成</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">可通过邮件等形式送达协议各方。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.2 </span><span style="font-size:16px;font-family:宋体">本协议自甲方在丙方发布的借款标的审核成功之日即本协议题头标明的签订日起生效</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">甲方、乙方、丙方、丁方各执一份</span><span style="font-size:16px">,</span><span style="font-size:16px;font-family:宋体">并具同等法律效力。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.3 </span><span style="font-size:16px;font-family:宋体">甲方、乙方、丁方在履行本协议过程中，应遵守丙方的各项规定。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.4 </span><span style="font-size:16px;font-family:宋体">乙方、甲方同意、授权或认可，丙方作为网络借款的中间平台根据本协议的规定和丙方的其他规定行使各项权利、发出各项通知或采取各项措施，一切法律后果和风险均由甲方或出借人承担。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">5.5 </span><span style="font-size:16px;font-family:宋体">在法律允许范围内，丙方拥有对本协议的最终解释权。</span><span style="font-size:16px"> </span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px;font-family:宋体">本借款协议（“本协议”）</span> <span style="font-size:16px;font-family:宋体">（签订日期：</span><span style="font-size:16px">[${signedTime?string("yyyy-MM-dd")}]</span>
</p>
<p style="line-height:27px">
    <span style="font-size:16px"><span></span></span>
</p>
<p style="line-height:27px">
    <strong><span style="font-size: 16px;font-family: 宋体;color: rgb(51, 51, 51)">合同各方均已认真阅读本协议并已充分理解本协议内容。在确信其已完全理解的情况下，各方确认其完全同意本协议的全部条款与内容，不持任何异议。</span></strong>
</p>
<p style="line-height:27px">
    <span style="font-size:16px">&nbsp;</span>
</p>
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    <br/>
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